The Best Motability electric cars

Insurance, breakdown assistance, servicing and maintenance are all included in the package, making it a convenient and hassle-free option. You can pick any car, scooter or wheelchair accessible vehicle (WAV) of your choosing, provided it’s offered on the Motability Scheme.

You can also decide who drives the vehicle and which dealership to operate through, plus you’ll also be eligible for a new vehicle every three years. Drivers will still have to pay for fuel, however, so an electric car could offer huge savings over the course of the lease. Scroll down to read about the electric cars currently offered through the Motability Scheme.

To be eligible for the Motability Scheme, you must receive one of the following four mobility allowances:

• Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)
£59.75 per week as of April 2018

• Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)
£59.75 per week as of April 2018

• War Pensioners’ Mobility Supplement (WPMS)
£66.75 per week as of April 2018

• Armed Forces Independence Payment (AFIP)
£59.75 per week as of April 2018

You must also have at least 12 months left to run on any of the above allowances to qualify for the Motability Scheme.

Additionally, there are a handful of terms and conditions that need to be met: any car leased through the Motability Scheme must be used for the benefit of the disabled person, even if it is predominantly or entirely driven by another named driver.

Named drivers must have a valid driving licence, and also meet RSA’s insurance underwriting criteria.

Misuse of a Motability car – ranging from driving without insurance to sub-leasing the vehicle – could result in the termination of the lease and a bill to cover any repairs or loss of resale value. You may also be prevented from getting another car through the Motability Scheme.

What’s included on the Motability Scheme?

As mentioned above, leasing a car through Motability lets you roll insurance, breakdown assistance, servicing and maintenance into one package, with all of the above organised for you.

Insurance is provided by RSA Motability, and includes personal accident cover. Servicing is included, too, and if you give the dealership three weeks’ notice, it’ll arrange a courtesy car so you can travel home while the service is being carried out.

Motability arranges full breakdown assistance, and you may have up to two named drivers. Cars have a mileage allowance of 60,000 miles, and MOTs and road tax are covered as well.

Perhaps most importantly of all, the Motability Scheme allows to you choose a variety of adaptations to accommodate a variety of disabilities. Some adaptations are free, while others have a price attached.

All manner of adaptations can be arranged, including hand controls, steering aids, pedal modifications and personal hoists. Consult with your dealer to have these fitted.

Motability Scheme electric cars

Unfortunately, there are very few electric cars available on the Motability Scheme at this time. However, if they suit your needs and are within budget, their low running costs could save you a significant amount of money in the long run.

A Motability spokesperson recently told DrivingElectric “The Scheme is currently in discussions with a number of other manufacturers to be able to supply full battery electric vehicles on the Scheme in the future.”

Three electric cars are offered on Motability, as follows:

Smart ForTwo EQ

Weekly rental: Full allowance
Advance payment: £699-£3,149

The two-seater, three-door Smart ForTwo EQ is available in Prime Premium and Prime Premium Plus trims, requiring your full mobility allowance to rent with an advance payment ranging from £699 to £999. The Edition Nightsky trim is also offered, although this requires and advance payment of £3,149.

The ForTwo has a real-world range of 65-80 miles, and its 17.4kWh battery will charge from flat to 80% full in around two and a half hours. As it’s a city car, boot space is limited, and there are very few cubbies for storage.

While small, the Smart ForTwo EQ should be no harder to get in and out of than any other car of this size.

Read our full review.

Smart ForFour EQ

Weekly rental: Full allowance
Advance payment: £1,499-£2,049

As the name suggests, the Smart ForFour EQ will seat four people. It boasts the same range and recharging time of its two-seater sibling, however its 185-litre boot is even smaller, despite this car being much longer than the ForTwo.

Both the Prime Premium and Prime Premium Plus trims are available on Motability, as is the option of a three or five-door variant. With 81bhp and an insurance group under 16, it can be driven by under 25s, as can the ForTwo.

Read our full review.

Renault ZOE

Weekly rental: Full allowance
Advance payment: £3,999-£4,749

The Renault ZOE is much more capable than either of the Smart cars, with a range of 186 miles on a single charge and a recharging time of around seven-and-a-half hours from a wallbox charger.

Two five-door trims are offered: i Dynamique Nav and S Edition. However, the latter is in insurance group 17 and therefore can’t be driven by anyone under the age of 25.

As is the case with the Smart ForTwo and ForFour, the duration of the ZOE Motability lease is three years.

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